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Job searching can be stressful, but it doesn’t have to be that way! With the right tools and resources, you can take the time to look at different job options without feeling overwhelmed. Whether you are looking to relocate or stay in your current location, the financial-services industry in India has jobs suited to your skills and experience level.
Financial Services Job Descriptions
There are several different types of positions available for those with an interest in working at a financial services company. First off, some of these businesses are known as mutual companies because they’re owned by their policyholders and not shareholders. Mutual companies include banks, credit unions and insurance companies—and they offer jobs that range from a customer service representative to a loan officer to an investment analyst. Many mutual companies also have career opportunities for people who want to work in sales or management roles.
Job Duties and Responsibilities:
The duties and responsibilities of a financial service professional vary depending on his or her position. For example, entry-level clerical workers may have fewer duties than branch or corporate officers. As you gain experience and move up to higher positions, however, you’ll likely handle increasingly more complex tasks. Typical duties include:
- Preparing financial statements
- Analyzing financial data
- Interviewing and hiring new personnel
- Marketing a service or product
- Developing business plans
Qualification and Experience:
The minimum qualification for financial services is typically a high school diploma or equivalent and at least some experience with sales. Often, companies look for candidates who are working towards bachelor’s degrees in business administration or finance. Ideally, if you want to become a financial services representative, you should have some prior work experience to draw upon when writing your resume.
Salary and Benefits:
Starting salaries for financial services jobs vary depending on a number of factors, such as years of experience and industry. On average, entry-level financial advisors make ₹30,000 to ₹35,000 per month; however, with additional years of experience comes a higher salary. On average, financial advisors with more than 5 years’ experience make more than ₹60,000 per month.
In addition to a competitive salary, most employees receive other benefits such as medical insurance, pension plans, and paid time off. Some even receive bonuses or commissions based on performance.